Missouri statute 302.302 clearly states that a ticket and point violation can be dismissed at the discretion of a judge upon successful completion of a State approved Defensive Driving School.  This point dismissal will help to keep your insurance premiums ‘in-check’ by keeping your Driving Record free of blemishes.  Accumulating points on your Driving Record has obvious adverse affects on your insurance premiums and coverage, so if enrollment in Defensive Driving School in lieu of points is an option, take it!