There is no avoiding it.  If you have a vehicle registered in the State of Missouri, you are required to have Missouri auto insurance coverage.  The points, fees and suspensions associated with a failure to maintain Missouri auto insurance are immense, and the Missouri DOR does an excellent job of keeping track of such infractions.  Without Missouri auto insurance, the personal and legal repercussions can be overwhelming and life-altering.  Protect your family, yourself and others by obtaining the required Missouri auto insurance before taking to the road behind the wheel of a car.

Auto Insurance Agents 

Need to find an auto insurance agent in your area? Read more...

Comparing Companies 

Research!  Research! Research!  Missouri Insurance Companies are in abundance, and all have something different to offer to exemplary drivers.  If you are a safe driver with a point-free Missouri Driving Record, you are in an excellent position to haggle for the best rates; however, don’t expect an auto insurance company to roll out the red carpet and specialize rates just for you. Read more...

Insurance Discounts 

Insurance can be costly, especially if you are ensuring a teen driver or if you have accumulated points on your Missouri driving record, so it is wise to research the ways in which you can earn Missouri auto insurance discounts. Read more...

Insurance Requirements 

The Missouri DOR requires proof of Missouri auto insurance when registering or renewing the plates for all motor vehicles in Missouri and proof of your auto insurance must be kept in your motor vehicle at all times. Read more...

Levels of Auto Insurance 

Missouri requires every vehicle to be covered by the minimum auto insurance designated by the Missouri DOR; however, increased levels of insurance can be obtained at the discretion of the driver.  For example, while the minimum coverage required by the Missouri DOR is pretty significant, parents of teen drivers may benefit from increasing their levels of insurance. Read more...

Risks of Not Having Auto Insurance 

Missouri auto insurance coverage is not optional!  You must maintain at least the minimum auto insurance requirements as defined by the Missouri DOR.  Driving without auto insurance carries both personal and legal implications. Read more... 

Missouri Motorcycle Insurance 

Missouri motorcycle insurance requirements are similar to those for other motor vehicles and include minimums of. Read more...

Types of Coverage 

The Missouri DOR recognizes and explains the following types of auto insurance coverage. Read more...

What Affects Insurance Rates?

Points!  Points are the number one cause of increased auto insurance rates.  Auto insurance companies must assess your rates based on the level of risk you carry, so you will be considered high-risk if your Missouri Driving Record is indicative of poor driving behavior. Read more...