There is no avoiding it. If you have a vehicle registered in
the State of Missouri, you are required to have Missouri auto insurance
coverage. The points, fees and suspensions associated with a
failure to maintain Missouri auto insurance are immense, and the
Missouri DOR does an excellent job of keeping track of such
infractions. Without Missouri auto insurance, the personal and
legal repercussions can be overwhelming and life-altering.
Protect your family, yourself and others by obtaining the required
Missouri auto insurance before taking to the road behind the wheel of a
Auto Insurance Agents
Need to find an auto insurance agent in your area? Read
Research! Research! Research! Missouri Insurance
Companies are in abundance, and all have something different to offer
to exemplary drivers. If you are a safe driver with a point-free
Missouri Driving Record, you are in an excellent position to haggle for
the best rates; however, don’t expect an auto insurance company to roll
out the red carpet and specialize rates just for you. Read more...
Insurance can be costly, especially if you are ensuring a teen
driver or if you have accumulated points on your Missouri driving
record, so it is wise to research the ways in which you can earn
Missouri auto insurance discounts. Read more...
The Missouri DOR requires proof of Missouri auto insurance when
registering or renewing the plates for all motor vehicles in Missouri
and proof of your auto insurance must be kept in your motor vehicle at
all times. Read more...
Levels of Auto Insurance
Missouri requires every vehicle to be covered by the minimum auto
insurance designated by the Missouri DOR; however, increased levels of
insurance can be obtained at the discretion of the driver. For
example, while the minimum coverage required by the Missouri DOR is
pretty significant, parents of teen drivers may benefit from increasing
their levels of insurance. Read
Risks of Not Having Auto Insurance
Missouri auto insurance coverage is not optional! You must
maintain at least the minimum auto insurance requirements as defined by
the Missouri DOR. Driving without auto insurance carries both
personal and legal implications. Read more...
Missouri Motorcycle Insurance
Missouri motorcycle insurance requirements are similar to those for
other motor vehicles and include minimums of. Read more...
Types of Coverage
The Missouri DOR recognizes and explains the following types of auto
insurance coverage. Read more...
What Affects Insurance Rates?
Points! Points are the number one cause of increased auto
insurance rates. Auto insurance companies must assess your rates
based on the level of risk you carry, so you will be considered
high-risk if your Missouri Driving Record is indicative of poor driving